Payments FAQ — GCash, Maya, GoTyme, InstaPay & Deposit Fixes
Everything about moving money in and out of WJ2, answered in one place. The peso limits and timings below are the real ones that apply on the InstaPay and PESONet rails — not marketing estimates.
Limits and timings at a glance
| Rail / wallet | Deposit | Cashout | Limits & fees |
|---|---|---|---|
| GCash | Instant, min ₱50 | Minutes to ~1 hour (up to ~3h first-time) | Daily deposit cap ₱100,000; cash-in free to ₱8,000/mo then ~2% |
| InstaPay | Seconds | Instant to minutes | ₱50,000 per transaction, ₱500,000 per day |
| PESONet | Same/next banking day | Same/next banking day | Batch rail, no fixed per-txn cap — use it for larger sums |
| Maya | Instant | Minutes to a few hours | ~₱15 per outbound InstaPay transfer |
| GoTyme | Instant | Real-time to a few hours | Free InstaPay transfers |