Payments FAQ — GCash, Maya, GoTyme, InstaPay & Deposit Fixes

Everything about moving money in and out of WJ2, answered in one place. The peso limits and timings below are the real ones that apply on the InstaPay and PESONet rails — not marketing estimates.

Limits and timings at a glance

Rail / walletDepositCashoutLimits & fees
GCashInstant, min ₱50Minutes to ~1 hour (up to ~3h first-time)Daily deposit cap ₱100,000; cash-in free to ₱8,000/mo then ~2%
InstaPaySecondsInstant to minutes₱50,000 per transaction, ₱500,000 per day
PESONetSame/next banking daySame/next banking dayBatch rail, no fixed per-txn cap — use it for larger sums
MayaInstantMinutes to a few hours~₱15 per outbound InstaPay transfer
GoTymeInstantReal-time to a few hoursFree InstaPay transfers

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